Earthquakes aren’t the first disaster most St. Louisans picture, but the region’s seismic history and proximity to the New Madrid Seismic Zone mean the risk is real. The 1811–1812 New Madrid earthquakes reached magnitudes of 7.3–7.5 and caused damage across the Mississippi Valley, including structural damage to buildings and widespread ground cracking. According to the […]
When Earthquake Strikes: Filing a Claim in St. Louis Read More »
When you live in St. Louis, you expect heavy storms, hot summers, and maybe a tornado warning now and then — but earthquakes? They aren’t top of mind for most homeowners. Yet the New Madrid Seismic Zone, running through southeastern Missouri, makes the risk very real. The U.S. Geological Survey estimates there is a 25–40%
St. Louis Earthquake Insurance: How to Get the Best Deal Read More »
When St. Louis residents think about natural disasters, floods and tornadoes often come to mind. However, earthquakes remain an overlooked risk. The city sits close to the New Madrid Seismic Zone, an area that has produced some of the most powerful earthquakes in U.S. history. For property owners, understanding earthquake insurance is essential to protecting
St. Louis Earthquake Insurance: Coverage Options Explained Read More »
Living in St. Louis or Fenton, Missouri, means enjoying a vibrant community rich with history and culture. However, it also means living near the New Madrid Seismic Zone, one of the most active earthquake regions in the United States. Widespread myths about earthquake insurance frequently result in families not being ready for the risks. Let’s
Earthquake Insurance Myths St. Louis Homeowners Must Know Read More »
When most people think of natural disasters in St. Louis, floods or tornadoes often come to mind. However, many residents overlook a lesser-known but very real threat: earthquakes. While the city might not be in a high-risk seismic zone like California, the New Madrid Seismic Zone, which stretches into southeastern Missouri, has the potential to
Why St. Louis Homeowners Need Earthquake Insurance Now Read More »
Even though St. Louis isn’t known for frequent earthquakes, the city sits within the New Madrid Seismic Zone, a historically active area. Securing HomeOwners Earthquake insurance is a smart precaution to help protect your home from potential damage. With insurance costs rising, it’s important to find ways to save while maintaining adequate coverage. Understand Your
How St. Louis Homeowners Can Save on Earthquake Insurance Read More »
When you think of earthquakes, places like California might come to mind first. For homeowners in St. Louis and Fenton, Missouri, the risk hits closer to home than most realize. These communities lie near the New Madrid Seismic Zone—an area known for its seismic activity in the central U.S.There is a projected 7–10% risk of
Earthquake Insurance in St. Louis & Fenton: What to Know Read More »
In the St. Louis and Fenton areas, most homeowners are well-prepared for Missouri’s unpredictable storms—but few think about earthquakes. Even though seismic activity isn’t an everyday concern, the risk here is very real. That leaves a big question for local property owners: Is earthquake insurance worth having in Missouri? Why Earthquakes Are Still a Threat
Do St. Louis Homeowners Need Earthquake Insurance? Read More »
Whether you own a house, live in a condo, or rent an apartment, protecting your space in St. Louis is essential. But navigating the world of property insurance can be confusing—especially when it comes to knowing which type of policy you need and what it actually covers. This complete guide breaks down the differences between
Guide to Home, Condo, and Renters Insurance in St. Louis Read More »
Few things are more frustrating than having a home owners insurance claim denied—especially when you’re already dealing with damage, stress, and unexpected expenses. Whether it’s a burst pipe, storm damage, or fire loss, you expect your policy to be there when you need it most. Unfortunately, denials happen. But that doesn’t mean the decision is
What to Do If Your Home Insurance Claim Is Denied in St. Louis Read More »
